Tricks & Tidbits For Saving Money
By: Britny Montano | Temecula, CA
In our world of infinite coffee shops, Taco Tuesdays, and evolving trends, it can be difficult to save some mula. Here are a few tricks to keep in mind the next time you reach for that little plastic devil.
Coffee Addict? No Need to quit!
The obvious answer is to brew your own mug at home. But, if you’re like me and can’t get it together in that department my solution: gas stations. You’d be surprised by all the options most of them have to spruce up a cup of joe! No, you can’t get a double espresso-foofy-blah-blah-blah, BUT it will definitely be a fraction of the chain store price. Many of them have punch cards now, too!
Bring. Your. Lunch. Period.
I have so many friends that don’t take the time to pack snacks or lunch for work and they end up spending so much money throughout the week on food. Not having time is deffos not an excuse. Put aside some of your Sunday evening time to meal prep for the week (or at least a few days), invest in good tupperware, and enjoy those few extra minutes on your break. If you don’t want to seem like the odd girl out with coworkers, try starting a potluck situation getting everyone involved. Save some dinero, calories, and time all around.
Don’t walk into that store. Just don’t do it.
If you’re someone whose weakness is shopping, there are some honest questions you should be asking yourself: Do I really need this right now? (If necessary, here are the definitions of need v. want); How many of these do I already have?; Realistically, how often will I wear this?
Believe it or not, it’s quite easy for us to lie to ourselves when it comes to these questions. To avoid the internal monologue all together, stay away from your danger-zone shops that always seem to pull you in. Build that stamina girl - you got this!
Hide your money from yourself.
When I got my first job at 16 my dad always told me, “Pay yourself first.” Meaning, take a portion of your paycheck and put it away. Whether that means in a separate account or in a hidden box beneath your bed, take some of your paycheck and forget it’s there. You could call it a savings account or the Just-in-Case-Something-Really-Cool-is-Happening-and-I-need-Money-Now account. It can be a small amount of $5-$20 or 3% of your check. Over just a few months you may be surprised by the amount you’ve already forgotten about.
If you don’t know where your money is going, be extremely conscious of your purchases this week by either documenting them or looking back through your bank statements. Be aware of the purchases that seem a little extra and start cutting back in that area.
Like anything worth having, these things will take time to develop as habits. If you’re serious about adding to your personal piggy bank or saving for an upcoming event, I promise your future self will thank your current self for making these small sacrifices along the way. Of course, treat yo self on the rough days or on special occasions. If you’ve been saving and trimming down your costs, that special occasion will feel a little more earned.
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